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Trans Union is a US based credit information provider that distributes its scores to about 500 million consumers. Your credit report is a document that lenders use to determine your credit worthiness.

If you are applying for a mortgage to buy a new home or you want to lease a new car, the lender who is providing you the loan will then pull your credit report in order to determine if you are eligible for a loan, also known as your creditworthiness.

A free Credit Sesame account utilizes information from Trans Union, one of the major national credit bureaus.

Upgrade to a premium Credit Sesame plan for credit report info from all three bureaus: Trans Union, Experian and Equifax.

You, the three major credit bureaus, and any lenders you may do business with have access to your credit report.

We won’t solicit or distribute your credit report or score to anyone when you sign up for a Credit Sesame account.

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