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Be wary of sending money to someone you have never met in person, especially via a wire transfer service, like Western Union or Money Gram, or a prepaid money card, like Green Dot.Once a person wires money to a foreign country, the money is generally unrecoverable.Once the victim becomes attached, the scammer looks for ways to dupe the person into sending money, which can happen in two basic ways.

In the second instance, the scammer asks for money directly.

Whether you're contacted by phone, mail, email, text, or in-person, the following tips provide advice on how to spot a scam.

Seniors' Guide to Fighting Fraud This guide will inform you about the common scams aimed at seniors and the steps consumers can take to thwart the swindlers.

It can happen like this: “Maria” signed up for an online dating service and was contacted by “Andrew,” who claimed to be an American overseas on business in Australia.

Maria and Andrew seemed to hit it off and began planning a road trip for that summer when Andrew would come back to the U. Andrew sent Maria a check for ,000 to cover the cost of their trip, but then suddenly asked her to send ,500 back to him because he needed money for rent after being laid off from his job.

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